Wednesday, November 3, 2010

Engagement rings: Love, Commitment and Fidelity

When you place an engagement rings in the fourth finger of left hand of your beloved every people across the globe understands without communicating anything thing that both are engaged and very soon they will tie the knot together and devote their lives for each other. It also conveys the message of love, commitment, fidelity, togetherness and trust that is shown by both on one another. An eternal pledge and a promise made to each other to be together till time without end, that's what an engagement ring conveys the message to the world.

All women of the world shape the beautiful dream of their engagement to be very special.  They imagine that their men make it truly special for them. They also try their level best and have desire to look exceptionally good of all time. So it is for the men how they make engagement occasion very special and the most memorable. As far as I think, without presenting a beautiful engagement ring it is hard to make her happy.

Therefore, if you are gearing up to engage with someone then make sure that she feel very happy and this engagement occasion become the most unforgettable moment of life of both of you.

If you have made your mind to propose or ask her will you marry me, then one of the most important thing you must not forget to carry is diamond engagement rings, this is viewed as a one of the best gifts that have the caliber to melt the heart of the women.  While buying the ring ensure yourself that the ring you have to present her is suit her personality and preference because this ring will be worn by her forever so her likeness cannot be ignored.

Another thing is to consider is selection of location and time should be good. Also try to read her mood and temper. Try to present the most auspicious ring at the best possible place. For this, you can take her out for a candle light dinner, and get the musicians instructed to play her favorite romantic song, and in the end, and ask her that will you marry me. You ask this question while showing or presenting the most beautiful, alluring and dazzling diamond engagement rings.

Don't forget that this is best opportunity for you so you don't want to miss it, because if you fail to do so, you'll be apologetic it for your whole life, alone, and you won't get any shoulder to cry upon.  When it comes choosing an engagement ring, there are several choices you can choose the best from them. You could either go with an incredible diamond engagement ring or a well-know designer engagement ring. The perfect place to find these is an online jewelry store, where you can get to choose from many at really affordable rates that will suit your budget and look will allure your all time love and soon-to-be wife.

Thursday, October 14, 2010

Ring enhancers

pes of Diamond Ring Enhancers

Popular styles of ring enhancers include wrap rings and insert rings. A wrap ring is a single band, contoured to fit around a solitaire diamond ring, displaying additional diamonds on both sides of the center stone. This type of enhancer literally wraps around the solitaire diamond, without completely encircling the center stone. An insert ring is usually a split, double band which provides a gap between the two bands for the diamond solitaire ring to slide into. With this style of enhancer, accent stones frequently completely encircle the center stone.

The Function of a Wrap Ring

Wrap rings can serve several purposes. They can be used in addition to a wedding band or can be used as the wedding band itself, creating a coordinated wedding ring set. Wrap rings are sometimes chosen as anniversary gifts or used when renewing wedding vows. In some instances, enhancers have been chosen to wrap around an heirloom solitaire diamond ring, such as a mother’s engagement ring. Generally, these rings are used simply to enhance the appearance of a basic, diamond solitaire ring.

Selecting a Ring Enhancer

When selecting a ring enhancer, it is necessary to know both the size and shape of the solitaire diamond worn in conjunction with the enhancer. The shape of the enhancer must conform to the original ring and allow the center stone to fit properly into the wrap or insert. Ring wraps displaying subtle curves are suitable for round diamond center stones. Pointed ring inserts are better suited for marquise or oval shaped diamonds. When selecting a wrap ring, consider choosing a similar metal to that of the engagement ring. In some instances, the wrap ring is soldered to the engagement ring to ensure a snug fit. A big advantage of having both rings made from the same metal type is that the rings will be easier to re-size or repair, if needed. Women with short fingers often use a wedding ring enhancer as their wedding band. Women with long fingers find it easier to wear both a wedding band and a ring enhancer. All of these considerations are important in order for the two rings to blend seamlessly together.

Invest in diamonds

History

Diamonds have been treasured as gemstones since the ancient times. Popularity of diamonds has risen since the 19th century because of successful advertising in spite of a greatly increased supply. Diamonds are not normally used as a mainline store of value during times of crisis, because of their lack of fungibility and low liquidity. However, they may still be useful during times of hyperinflation.

Approximately 20% of mined diamonds are used in jewelry and 80% for industrial uses (such as lasers, drill parts and surgical equipment).

Chemical vapor deposition is now used to produce synthetic diamonds which, unlike diamond simulants, inherit all the properties of gemstones formed in nature.

Price fluctuations

Historically, the rough diamond price has been controlled by the De Beers Group, which has a 40% to 50% market share. Botswana is currently the largest producer of diamonds by value, with mines operated by Debswana, a joint venture between De Beers and the government of Botswana. However, since the 1980s, other producers have developed new mines in Russia, Canada and Australia for example, challenging De Beers' dominance (historically De Beers' market share was considerably higher). De Beers through its trading company DTC raised wholesale diamond prices three times in 2004 by a total of 14%.[citation needed]

The United States is the biggest consumer of diamonds in the world. It accounts for 35% of diamond sales, Hong Kong 26%, Belgium 15%, Japan 6%, and Israel 4%. Israel and Belgium in particular are important diamond-trading hubs thus their consumption numbers are misleading.

Polished diamond prices vary widely depending on a diamond's carat, color, clarity and cut (The 4 C's). In contrast to precious metals, there is no universal world price per gram for diamonds. However the industry does refer to price guides such as the Rapaport Diamond Report, Ajediam Antwerp Diamonds Monthly and The Gem Guide, which are published weekly or quarterly.

In addition to print and online references, numerous institutions have varying standards which can be used to aid in diamond identification and pricing. GIA, HRD and IGI are three such institutions. Often these organizations focus on new research and education which they pass on to their members and the public.

Financial feasibility

There is no natural shortage of diamonds. Diamonds can be synthesized at much lower cost than the equivalent natural diamond price,[citation needed] and the chemical and structural purity of a synthetic diamond can exceed a natural one. However, the chemical composition is not the only factor that determines their value - the quality of the cut is of as much, if not greater, importance.

Today there are a few funds that are investing in diamonds. These funds purchase unique diamonds (very large in size or color); each stone is checked by a few professionals and negotiated until the fund decides to purchase it. Then a marketing team goes into action and through an extensive work the fund yield is gained. Between 2007 and 2008 the price of a diamond from the top range of color, clarity, cut and carat went up by over 50%.[citation needed]

Investment vehicles

Polished diamonds



Cut and polished diamonds.
Polished and rough diamonds lack some of the desirable attributes of investment vehicles, including liquidity, homogeneity and fungibility. Grading and certification by recognised laboratories goes some way to redressing this. Weight and cutting proportions are parameters which can be precisely measured. Colour and clarity grades are parameters which need to be determined by gemologists.

The increasing quality and size, and decreasing price, of synthetic diamonds also presents a threat to the value of polished diamonds as a long-term investment. The possibility of low-cost ultra–high-quality diamonds becoming available in industrial quantities at some time in the future is not an encouraging prospect for long-term investors in diamonds; however, synthetic diamonds have been manufactured since the 1950s and have yet to make a major impact on the market.

A cautionary example of such a price fall caused by introduction of a new simulant strongly undermining the prices of a natural gem was the permanent fall in natural pearl prices with the introduction of cultured pearls. The mechanism by which prices were affected is complex. In part because of the social acceptability of wearing cultured pearls to much of the market, customers migrated from the natural to the lower priced cultured product. This altered the supply and demand situation for natural pearls and perhaps the overall prestige of pearls in general was lowered. Where synthetic stones are less socially acceptable to the market for the natural version, arguably as with synthetic corundums where the two markets, natural and synthetic, are mostly separate, the prestige of the natural stones has been, with effort, retained. Thus increased availability and lowered prices of synthetics may or may not have major implications for the future price of natural diamonds. In addition, the introduction of synthetic rubies in the late 19th Century did not appear to have a permanent effect on the price of natural rubies.

There are several factors contributing to low liquidity of diamonds. One of the main is the lack of terminal market. Most commodities have terminal markets, and some form of commodities exchange, clearing house, and central storage facilities. Until recently this did not exist for diamonds. Diamonds are also subject to value added tax in the UK, EU, and sales tax in most developed countries, therefore reducing their effectiveness as an investment medium. Most diamonds are sold through retail stores at very high profit margins.

As diamonds in larger sizes become increasingly rare and valuable, any easily visible and readily understood pricing system has been difficult to establish. Martin Rapaport produces the Rapaport Diamond Report, which lists prices for polished diamonds. The Rapaport Diamond Report is relatively expensive to subscribe to, and as such is not readily available to consumers and investors. Each week, there are matrices of diamond prices for round brilliant cut diamonds, by colour and clarity within size bands, and also other shapes. The price matrix for brilliant cuts alone exceeds 1,400 entries, and even this is achieved only by grouping some grades together. There are considerable price shifts near the edges of the size bands, so a 0.49 carats (98 mg) stone may list at $5,500 per carat = $2,695, while a 0.50 carats (100 mg) stone of similar quality lists at $7,500 per carat = $3,750. This may appear such a large difference as to defy logic, but in reality stones near the top of a size band tend to be uprated slightly. Some of the price jumps are related to marketing and consumer expectations. A buyer expecting a 1 carat (200 mg) diamond solitaire engagement ring may be unprepared to accept a 0.99 carats (198 mg) diamond.

There are numerous diamond grading laboratories, and there is no easy way for investors, consumers, or even dealers to know the relative competence and integrity of each. Even the market-leading Gemological Institute of America (GIA) suffered embarrassment recently when a small number of large, important and valuable diamonds were overgraded, resulting in legal action by one dealer against the dealer who had submitted them to the GIA for grading. A number of GIA employees left after the scandal emerged, and the GIA has changed a number of its procedures. There are also a number of laboratories affiliated to CIBJO (Confédération Internationale de la Bijouterie, Joaillerie et Orfèvrerie, also known as the World Jewellery Confederation). There must be commercial pressure on all labs to upgrade marginal stones or lose business to other labs that are prepared to reduce standards.

The non-linear pricing of different sizes (weights) of diamonds means that it is not realistic to exchange, for example, 2 quarter carats (50 mg) for 1 half carat (100 mg). With commodities such as gold, it is clear that 1 twenty gram bar is worth the same as 2 ten gram bars, assuming the same quality. In most terminal markets, there needs to be a readily available standard quality, or limited number of qualities, available in sufficient quantity to be tradable. This is a major factor which affects liquidity. The large number of variables in diamond quality makes commodity-like pricing difficult.

There are fashion and marketing elements to take into consideration. De Beers expends marketing efforts to encourage sales of diamond sizes and qualities which are being produced in relatively large quantities. They have also been known to take steps to discourage investment, primarily because they perceive that bubble prices which are followed by sharp falls are bad for long term consumer confidence in diamonds as a long-term store of value.[citation needed] Diamonds are primarily a consumer item.

The main positive investment parameter of diamonds is their high value per unit weight, which makes them easy to store and transport. A high quality diamond weighing as little as 2 or 3 grams could be worth as much as 100 kilos of gold. This extremely condensed value and portability does bestow diamonds as a form of emergency disaster fund. People and populations displaced by war or extreme upheaval have utilised this property successfully.[citation needed]

The arguments given mean that it is almost certain that diamonds can never be commoditized sufficiently to allow efficient and sufficiently liquid markets. This does not mean, however, that diamonds can never be used or considered as investments. The very lack of liquidity itself could be used by a speculator who was prepared to make a market in diamonds. Any such investor would need to ensure that he maintained sufficient personal liquidity to avoid distress selling, except by others. Such an investor would need to expend effort to market his stock and to advertise his readiness to buy and would effectively become a trader rather than investor.

In 2009 an exchange was launched by DODAQ to trade categories of polished diamonds. The DODAQ exchange is intended to be a terminal market for round polished certified diamonds (which is the most liquid part of the market) and hosts its centralised storage facility in a Freezone. The exchange is an attempt to overcome the traditional investment barriers of sales tax and low liquidity on the resale market.

Funds

In 2008 Diapason Commodities Management listed an investment company called Diamond Circle Capital, which aims to invest in rare colored and colorless diamonds worth more than $1m each. As of July 2008 the IPO for the closed-end fund was postponed until further notice.[1]

Mining companies

See also: Category:Diamond mining companies
These do not represent diamonds at all, but rather are shares in companies that mine diamonds. The largest diamond company in the world is De Beers, which is jointly owned by Anglo American (45%), the Oppenheimer family (40%) and the Botswana government (15%). N.B. De Beers has been privately-owned since 2001, so its shares are not traded in the stock market.

The Argyle mine in Australia (owned by the Rio Tinto Group) is one of the largest single producers of diamonds in the world. Rockwell Diamonds, located in South Africa, which is also listed on Toronto Stock Exchange, is an example of a mid-tier established diamond producer.

Taxation

Diamonds are subject to value added tax in the EU, and sales tax in most developed countries. Other taxes such as capital gains tax may apply for individuals depending on citizenship and if the asset is sold at increased value. Rough diamonds are also subject to taxation and in the near future all rough diamond mined in South Africa will be subject to a 7% royalty.

Five Reasons to Choose a Tiffany-Style Engagement Ring

The Tiffany-style engagement ring is currently one of the most popular engagement ring settings, and for good reason. The Tiffany-style engagement ring is a simple, classy setting that holds a diamond securely while also showing it off to best advantage.

1) Developed in 1886 by the legendary designers of Tiffany & Co., the Tiffany inspired jewelry has since spread worldwide due to the simple perfection of its design. Although variations are available, the classic Tiffany-style engagement ring uses a set of prongs, called the claw, crown or coronet, to attach a solitaire diamond to a simple ring band. Most Tiffany-style rings have six prongs, while Tiffany-style rings developed for princess-cut diamonds have four prongs, one at each corner of the stone.

Tiffany engagement ring
2) This simple style has been used for diamond engagement rings, of course, but also for gemstone rings, earrings, pendant necklaces and many other jewelry settings. The reason for its popularity is as simple as the style itself: by spacing the prongs evenly around the round diamond, the Tiffany-style ring reflects the maximum amount of light through the diamond.

Six Prong Diamond Solitaire Ring
3) A Tiffany-style setting, by virtue of its simplicity, is one of the less expensive diamond settings available. This is an asset to many people who prefer to concentrate the majority of their engagement-ring budget on a top-quality diamond. The Tiffany-style ring setting allows that perfect center diamond to truly shine.

Square Cut Diamond Ring
4) The six prongs of a Tiffany-style ring grip the diamond securely, although it is as delicate and elegant as many less secure settings. This makes it ideal for a bride with an active lifestyle, who wants to wear her ring while cooking, painting, jogging, or gardening. Tiffany-style settings are available with a relatively low crown, which displays the diamond without rising too far off the finger. That helps keep the diamond clean and secure while ensuring that the ring and settings do not snag on clothing or other loose fabrics.

Tiffany Engagement Ring
5) Currently, over 75% of first-time brides receive a diamond engagement ring from their fiancés. Of these millions of rings, the most popular setting style is the diamond solitaire. And of course, the most popular solitaire is the Tiffany-style ring. Buying a Tiffany-style engagement ring set with a round stone (the most popular stone cut) is a surefire recipe for a successful propos

Why is a diamond so expensive?

Why is a diamond so expensive?


Round Brilliant Cut
Did you know that the global diamond jewellery industry is worth more than US$72 billion each year? That’s a lot of engagement rings!

When a diamond is mined from the ground, it does not come out in a Tiffany’s four prong setting, instead it is referred to as a ’rough diamond’. From here it must be sent to one of the major cutting and trading centres. Either Antwerp, Mumbai, Tel Aviv, New York, China, Thailand or Johannesburg.

At these major shopping trading centres the diamonds are sorted, cut and polished by Diamantaires (diamond experts), into different shapes.

The most common shapes are known as: the round brilliant (the classic Tiffany engagement ring), the oval, the pear, the heart and the emerald.

From here they are classified using the four C’s: Carat, Clarity, Colour & Cut.

So what are these four C’s and how do they use these to value your diamond?


Pear Diamond Engagement Ring
Carat:

Each carat weighs 200 milligrams or about .007 ounces. The more a diamond weighs the more expensive it is, relative to a diamond of same quality.


Oval Diamond Engagement Ring
Watch out for 1 carat diamonds, often cutters will sacrifice quality to keep the diamond bigger. Stick to .99 carats, or jump to 1.1 carats (you’re worth it!)

Clarity:

This is the measure of inclusions inside the diamond, also known as defects. They can be cracks, white clouds, a foreign material or another crystal.

Only about 20% of diamonds that are mined have a clarity rating high enough to be sold as a gemstone.

Colour:

“D” – Totally colourless, the most expensive. Don’t bother with “D”, go for “E” or “F” and spend the money on extra carats…


Heart Diamond Engagement Ring
“E” of “F” – These diamonds have very slight colour. Only perceivable by a diamond valuer in a lab.

“G” or “H” – Very little traces of colour.

“I” or “J” or “K” – Slightly coloured

Diamonds can be found in any other colour. The stronger the colour the more valuable they often become.

Cut

The better the cut, the larger your rock will appear and the better quality the light performance.

Light Performance is made up of three different properties. The aim is to have lots of the following.

Brilliance – the way the diamond reflects the white light

Fire – The colours that are produced by the diamond dispersing the white light

Scintillation – The small flashes of light when the diamond catches light.


Emerald Diamond Engagement Ring
Remember, when he proposes, this is not the time to ‘classify’ your ring… Wait until he turns his back he he, then its the four C’s.

Tiffany Engagement Ring, Something You must Receive from Your Lover if Possibl

Engagement ceremony is of great importance for every person and everyone wants to make such an event memorable forever. It indicates that you are stepping into the new married life full of dreams, trust, commitment and love. In the ceremony, exchanging rings is the most important part.

On such a special occasion, you should fin an engagement ring of uniqueness. In the past, engagement ring crafted from gold was of great popularity. But the women in modern society would like to take Tiffany engagement rings which are proved to be elegant and attractive. Tiffany & Co. makes the global girls addicted to its jewelries.

Tiffany jewelry is beautiful and charming for the dazzling diamonds encrusted on them. So are the Tiffany engagement rings. Their ever changing designs also directly lead to their prevalence. What is more, each Tiffany engagement ring is customized and crafted based on the need and favor of each customer. The professional craftsmen spend days in crafting an impeccable Tiffany engagement ring which makes the bride look marvelous.

Hand-crafted Tiffany engagement rings beautify women with marvelous burnish and glorified aura. Therefore, a large number of grooms go to buy Tiffany engagement rings with the purpose to please their lovers. Therefore, for both men and women, Tiffany engagement rings are indispensable in their engagement ceremony. Though such kind of keepsakes may be a little expensive than others, the exquisite craftsmanship and the unique design make them special and meaningful, really worthy of buying. You should know that true love can¡¯t be measured by money.

Tiffany’s Engagement Rings-a Stylish Approach

Engagement ceremony is a very important event in everyone’s life and everyone wants to make such event memorable to be cherished till death. It is marked as the stepping stone in the new married life that is completely different from what you had in your spinster/bachelor life. A new life that is full of fabricated with dreams that need to be achieved, trust, commitment and love. Therefore this ceremony is celebrated propitiously where exchanging ring is the very important part of the event.

On this special occasion you should keep in mind that your engagement ring should be unique piece. Previously engagement rings made of gold were far more popular than any other type of ring but presently the women in bulk would like to settle for tiffany engagement ring as they find it very attractive. Tiffany’s and Co. has made girls across the globe swoon over their jewelry.


Tiffany jewelry emphasizes on diamond as it augments the ring’s beauty to a great extent. With the running time tiffany engagement rings are becoming popular with their changing styles as they enhance the aura of the woman. The exclusive styles of tiffany jewelries shows the hour of true labor given by several companies in designing tiffany engagement rings aiming to look the best on the occasion, catering the  needs and likes of every woman. The credit also goes to the craftsmen spending days in crafting an impeccable tiffany engagement ring which can make would be bride look marvelous.

Hand-made and hand-polished tiffany engagement rings provide it with marvelous burnish and glorified aura that any woman wearing it looks beautiful and gorgeous. This is the reliable reason why majority of the grooms simply go in for tiffany engagement rings. So if you too are on the same track of getting engage in few days and you are in utter confusion with so many options and suggestions getting from the members of your family, neighbors and friends of what type of engagement ring you want then there is one more suggestion and that is tiffany jewelries. Simply go in for tiffany engagement ring and I am sure it will make your fiancée go berserk. The event is auspicious and you and your fiancée are the main attraction so care should be taken to make the event memorable not only for you and your fiancée but for every individual present there. And a stylish engagement ring studded with precious stones will make the whole event precious even after the event has ended.