Here are a few easy and useful steps for buying the perfect engagement ring:
1. The first and most important step you need to take involves learning as much as you can about diamonds and engagement rings. A well informed customer is a satisfied customer. Browse online for information regarding a diamond's 4 C's (its cut, clarity, color and carat weight), diamond prices, various diamond engagement ring designs and styles, diamond engagement ring costs, etc. Generally speaking, the higher the diamond's cut, clarity, color and carat weight, the higher its price will be. For example: if you were looking to buy a three stone diamond engagement ring, the ring's value would fluctuate in accordance to each of the three stones' quality. A 3 stone diamond ring with high quality, high carat diamonds would naturally cost more than a diamond ring set with low quality, low carat stones. A common misconception is that the carat weight is the main factor in determining the price of a ring, when in all actuality, all four of the diamond's factors contribute more or less equally to the ring's price.
2. You have now managed to successfully equip yourself with as much knowledge as you could find in regards to diamond engagement rings, so what now? Now that you have an in-depth understanding of the various diamond aspects and of diamond pricing it is time to set your budget. Setting a budget will not only ensure you don't overspend, it will also help limit your search. For instance, you may have been deliberating between a classic solitaire diamond engagement ring and a journey three stone ring, a preset budget may make your decision easier.
3. After you've made your selection, you should be ready to complete your purchase. It is important to check and make sure that the ring you've chosen (whether it be a solitaire ring, a 3 stone diamond ring or a ring set with multiple gemstones) comes with the appropriate GIA or AGS approved certificate of authentication. An approved certificate will not only guarantee your ring's authentication, it will detail the diamonds' quality. You ring's certificate should list the diamonds' various aspects, including its carat weight, cut, clarity and color grades, any inclusions and blemishes which the diamond may possess, etc. It is crucial that you avoid purchasing diamond jewelry lacking certification, since you will have no way of checking the diamonds' authenticity.
4. After you have received your beautiful diamond engagement ring, I would recommend you have it appraised and insured. If the ring is valuable you will want to insure it against possible theft or loss. You can have the ring insured by getting it appraised by a licensed jeweler or appraiser. A diamond appraisal should cost you somewhere in the vicinity of a hundred to a hundred and fifty dollars and is a relatively simple procedure, so you would not need to part with your cherished diamond engagement ring for too long. However, you should note that a three stone diamond ring, for example, would take a little more time and effort to appraise than, say, a solitaire diamond engagement ring. So if you have chosen a 3 stone diamond ring or a ring set with a multitude of diamonds then you can expect the appraisal to take longer. After you have your appraisal you will be able to insure your ring for the estimated amount listed on your appraisal. You can add your engagement ring to a preexisting policy or you can ask your insurance company to draw up a new policy.
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